SMALL BUSINESS INVESTMENT CREDIT

Our main goal is to tailor the most optimal loan program to best suit your needs and ability to pay. 

We’re always searching for the biggest amount with the longest term at the lowest price. 

Click on a Program to Apply

SBA LOAN

Small Business Administration
  1. Loan Amounts: $500K – $3.75M
  2. Interest Rates: 6% – 9%.
  3. Early Payoffs Acceptable. Comfortable Terms for Repayment.
  4. Long Approval Time (Months).
  5. Principal Amount Decreases each Month.
  6. Collateral Liens as a Way of Insuring Repayment (House, Car, Equipment, Commercial Property).

FINANCING FOR EQUIPMENT

A business equipment that was purchased with a business equipment loan.
  1. Loan Amount: 100% – 150% of the Equipment Value.
  2. Minimum FICO: 580.
  3. Interest Rates: 2% – 30%.
  4. Capital to Purchase Equipment. Equipment will be the Collateral.
  5. Funding Speed: 2 – 14 Days.
  6. Terms of 1 Year – Life Expectancy of Equipment.

INVOICE FACTORING

A lender approves an invoice factoring loan for small business.
  1. Loan Amount: 50% – 150% of Invoice Value.
  2. Funding Speed: 1 – 14 days.
  3. Funds Against Invoices Due.
  4. Interest Rate: Factor Fee 3% – 5%.
  5. Lender Deducts his Cut from the Invoices once they’re Paid.

INVENTORY FINANCING

Warehouse workers rolling out barrels of business inventory purchase by securing an inventory loan.
  1. Loan Amount: 100%-150% of Inventory Value.
  2. Onsite Visits Required.
  3. Monthly Payments.
  4. Interest Rates: 7% – 10%.
  5. Inventory Used as Collateral. Fixed Repayment Term or One Lump Sum after Selling Inventory.
  6. Lender Pays Your Vendor/Manufacturer/Supplier Directly for Your Inventory.

BRIDGE LOAN

A stream of water flowing below a bridge, depicting a business bridge loan.
  1. Loan Amount: $50K – $2M
  2. Fast Funding. Collateral is Needed.
  3. Terms: 2 – 120 Months.
  4. Interest Rates: 5% – 25%.
  5. Faster Financing with Short-Term Plans.
  6. Bridges the Gap between Business’s Hasty Need for Funds and the Procurement of a Longer Term and Bigger Amount Financing Solution.

ECOMMERCE BUSINESS LOAN

Women shopping ecommerce store that bought inventory with ecommerce business loans.
  1. Loan Amount: $5K – $2M
  2. Interest Rates: 7% -30%.
  3. Repayments every 15 days.
  4. Qualification Based on Sales Performance.
  5. No Restrictions on How to Use the Loan Money.
  6. Pay by Connecting Sales on e-Commerce Platform and Online Stores.